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  <title>qbofile — bank file converters</title>
  <link>https://qbofile.com/</link>
  <description>Free browser-based converters between bank CSV and Excel exports and QBO, QFX, OFX, QIF and IIF files. No signup, nothing uploaded. New converters and format guides announced here.</description>
  <language>en-us</language>
  <lastBuildDate>Mon, 14 Sep 2026 12:00:00 GMT</lastBuildDate>
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  <item>
    <title>QBO to IIF converter — for a .qbo that Web Connect won't take</title>
    <link>https://qbofile.com/convert/qbo-to-iif/</link>
    <guid>https://qbofile.com/convert/qbo-to-iif/</guid>
    <pubDate>Mon, 14 Sep 2026 12:00:00 GMT</pubDate>
    <description>A .qbo is the file QuickBooks Desktop is built to import, so this page starts by checking whether yours has the Intuit bank ID that Web Connect looks for, and says to use Web Connect if it will take the file. When it won't, the page converts the file for Desktop's separate IIF import and counts the bank transaction IDs the IIF can't carry, because without them QuickBooks can't catch a statement imported twice. We tested the import on QuickBooks Desktop for Mac: the transactions went straight into the register, a second import doubled them, and the account balance was not carried over. Nothing is uploaded.</description>
  </item>
  <item>
    <title>QBO to PDF converter — read the file QuickBooks refused</title>
    <link>https://qbofile.com/convert/qbo-to-pdf/</link>
    <guid>https://qbofile.com/convert/qbo-to-pdf/</guid>
    <pubDate>Fri, 04 Sep 2026 12:00:00 GMT</pubDate>
    <description>Most people converting a .qbo are not archiving it, they are trying to find out why it would not import. So this page shows which parts of the file QuickBooks actually checks and which it never touches, tested on Desktop for Mac with three deliberately different files: a Web Connect file with no INTU.BID is refused with "Missing bid data", while a file carrying that tag and no FI block at all was accepted. The page reports the Intuit tag and the file size as soon as you drop the file in, and says something only when one of them looks like the problem. Then it produces a printable statement with the account header, one row per transaction, repeated column headings, page numbers and totals. Reads .qbo, .qfx and .ofx; nothing is uploaded, including the preview.</description>
  </item>
  <item>
    <title>QFX to PDF converter — a readable statement, generated in your browser</title>
    <link>https://qbofile.com/convert/qfx-to-pdf/</link>
    <guid>https://qbofile.com/convert/qfx-to-pdf/</guid>
    <pubDate>Wed, 02 Sep 2026 17:00:00 GMT</pubDate>
    <description>A QFX is not readable — open it and you get angle brackets. This turns it into a printable statement: account, institution, period and closing balance in a header block, then one row per transaction with the amounts set in a monospaced face so the decimal points line up, repeated column headings and a page number on every page, and money in, money out and net at the end. The preview is the real file rather than a mock-up, because two rendering paths eventually drift apart. The PDF is built by hand in about two hundred and fifty lines rather than by a three-hundred-kilobyte library, which is why a hundred-transaction statement comes out around twenty kilobytes. Reads .qfx, .qbo and .ofx; nothing is uploaded, including the preview.</description>
  </item>
  <item>
    <title>QFX to CSV converter — shows what a spreadsheet cannot carry, before you download</title>
    <link>https://qbofile.com/convert/qfx-to-csv/</link>
    <guid>https://qbofile.com/convert/qfx-to-csv/</guid>
    <pubDate>Wed, 02 Sep 2026 12:00:00 GMT</pubDate>
    <description>A QFX describes a statement; a CSV is a table of transactions and nothing else. So the trip only runs one way, and this page says so with your own file's values in it rather than in the abstract. After reading the file it lists what has nowhere to go: the Intuit tag that makes it a QFX, the institution id, the currency, whether the account is a chequing account or a credit card, and the closing balance — none of which has a column in any layout. It also shows which per-transaction fields your chosen layout drops, because only the full layout keeps the transaction type, the cheque number and the FITID that stops duplicates on a later import. Reads .qfx, .qbo and .ofx; runs entirely in the browser.</description>
  </item>
  <item>
    <title>QFX to OFX converter — one Intuit-only tag comes out, nothing else changes</title>
    <link>https://qbofile.com/convert/qfx-to-ofx/</link>
    <guid>https://qbofile.com/convert/qfx-to-ofx/</guid>
    <pubDate>Fri, 28 Aug 2026 12:00:00 GMT</pubDate>
    <description>A QFX is an OFX document with one tag added that is not in the OFX specification: Intuit's INTU.BID, sitting in the sign-on block. It is what lets Quicken and QuickBooks recognise each other's files, and it is what GnuCash, Microsoft Money, Moneydance, Xero and Sage either ignore or refuse the file over — usually without saying which tag was the problem. Renaming the file to .ofx changes nothing inside it, so the tag is still there when the importer reads it. This converter removes that one line and shows a field by field comparison before you download, so you can see that the institution id, account number, account type, closing balance and every transaction are unchanged. Worth knowing: FID and INTU.BID are different fields that usually hold the same number, and a converter that treats them as one will either strip both or keep both.</description>
  </item>
  <item>
    <title>QFX to QBO converter — keeps your bank's own Intuit ID instead of a default</title>
    <link>https://qbofile.com/convert/qfx-to-qbo/</link>
    <guid>https://qbofile.com/convert/qfx-to-qbo/</guid>
    <pubDate>Thu, 27 Aug 2026 12:00:00 GMT</pubDate>
    <description>A QFX and a QBO are the same format wearing different labels: both are OFX with Intuit's private tags, and the one that decides whether QuickBooks accepts the file at all is INTU.BID. A Quicken QFX already carries one, so it arrives with that gate cleared — a bank's plain OFX does not, and the generic value that has to be substituted makes QuickBooks display "Wells Fargo" during import whoever you actually bank with. This converter keeps the value your file came with. It also answers the obvious question honestly: renaming the file sometimes works, and the page says when — it fails on the newer XML flavour of QFX, on files holding more than one account, and above the 350 KB limit QuickBooks Online enforces and Quicken does not.</description>
  </item>
  <item>
    <title>QIF to CSV converter — you choose the separator, decimal mark and date format</title>
    <link>https://qbofile.com/convert/qif-to-csv/</link>
    <guid>https://qbofile.com/convert/qif-to-csv/</guid>
    <pubDate>Wed, 26 Aug 2026 20:00:00 GMT</pubDate>
    <description>A CSV is a handoff to another program, and every receiving program has an opinion about the file that the file itself does not record: the column separator, the decimal mark, the date format and the encoding. Excel takes the separator from the operating system's region setting, which is why the same file opens in neat columns on one machine and as one long line on another. This converter turns a Quicken, GnuCash or Moneydance .qif into CSV with all four under your control, shows the real first lines of the file as you change them, and warns about the one dangerous pairing — a comma separator with comma decimals, which is valid but makes many importers read every amount as text.</description>
  </item>
  <item>
    <title>QIF to Excel converter — and what a QIF file refuses to tell you</title>
    <link>https://qbofile.com/convert/qif-to-excel/</link>
    <guid>https://qbofile.com/convert/qif-to-excel/</guid>
    <pubDate>Wed, 26 Aug 2026 12:00:00 GMT</pubDate>
    <description>QIF never records whether its dates are day-first or month-first, and never records whether a dot or a comma is the decimal mark. Both have to be inferred from the data, and sometimes the data does not settle it: if no date in the file has a part above 12, nothing proves the order. Both mistakes are the dangerous kind — the whole file is wrong together and the result looks completely normal. This converter checks the whole file at once and says on screen whether each was proven or guessed, then writes a real .xlsx where amounts are numbers and dates are dates.</description>
  </item>
  <item>
    <title>IIF to Excel converter — amounts that actually add up</title>
    <link>https://qbofile.com/convert/iif-to-excel/</link>
    <guid>https://qbofile.com/convert/iif-to-excel/</guid>
    <pubDate>Mon, 25 Aug 2026 12:00:00 GMT</pubDate>
    <description>A CSV carries no type information, so whatever opens a converted .iif export has to guess whether a value is a number, a date or text — and the guess depends on the reader's regional settings, not on your file. This writes a real .xlsx instead, where each cell's type is stated in the file, so amounts are numbers and dates are Excel dates from the moment it opens and there is no guess to get wrong. The page shows you the column total before you download, which is the same number =SUM() will give you.</description>
  </item>
  <item>
    <title>OFX to IIF converter — reads the account type out of the file</title>
    <link>https://qbofile.com/convert/ofx-to-iif/</link>
    <guid>https://qbofile.com/convert/ofx-to-iif/</guid>
    <pubDate>Wed, 19 Aug 2026 12:00:00 GMT</pubDate>
    <description>Turns .ofx, .qfx and .qbo files into IIF for QuickBooks Desktop. The difference from converting a CSV is that an OFX file states its own account type — bank statements arrive in a BANKACCTFROM block and credit cards in CCACCTFROM — so the transaction types come out right without anyone having to choose. Multi-account files are split rather than merged, because an IIF file posts everything to one named account and QuickBooks does not warn when that is wrong.</description>
  </item>
  <item>
    <title>Six US bank CSV exports, compared column by column</title>
    <link>https://qbofile.com/banks/</link>
    <guid>https://qbofile.com/banks/</guid>
    <pubDate>Mon, 17 Aug 2026 20:00:00 GMT</pubDate>
    <description>There is no standard bank CSV. Across Chase, Bank of America, Wells Fargo, American Express, Capital One and Discover the column count runs from three to seven, one ships no header row at all, one uses ISO dates while the rest use US dates, one leaves the payee column empty with the description hidden in the memo, one has two date columns, and the credit cards record spending with the opposite sign to the checking accounts. A table of what each actually exports, plus why only two of the six give you a running balance and what that costs you.</description>
  </item>

  <item>
    <title>Bank pages: Chase and Wells Fargo, with each bank's real export quirks</title>
    <link>https://qbofile.com/banks/chase/</link>
    <guid>https://qbofile.com/banks/chase/</guid>
    <pubDate>Mon, 17 Aug 2026 18:00:00 GMT</pubDate>
    <description>Two converter pages written around what each bank's export actually does. Chase ships a Type column (ACH_DEBIT, DEBIT_CARD, CHECK) that maps onto real QBO transaction types instead of a generic debit, plus a Details column and a running balance that let the direction be confirmed twice rather than guessed once. Wells Fargo is the opposite: usually no header row at all, the amount in column two, an empty Payee column with the real description hidden in Memo, check numbers buried in the memo text, and no balance column to verify the signs against.</description>
  </item>

  <item>
    <title>An IIF import created a new account — and made it the wrong type</title>
    <link>https://qbofile.com/help/iif-import-created-a-new-account/</link>
    <guid>https://qbofile.com/help/iif-import-created-a-new-account/</guid>
    <pubDate>Tue, 18 Aug 2026 12:00:00 GMT</pubDate>
    <description>Everyone who writes about IIF mentions that a name mismatch makes QuickBooks invent an account. Almost nobody mentions the part that damages your books: the account it invents is always a Bank account. We ran two imports against QuickBooks Desktop — one naming an account that did not exist, one naming a real Credit Card account — and recorded what each produced. Charges that should record as CC come out as CHK when the account was auto-created, and there is no prompt and no error either way.</description>
  </item>
  <item>
    <title>New help section: which file does your QuickBooks actually take?</title>
    <link>https://qbofile.com/help/</link>
    <guid>https://qbofile.com/help/</guid>
    <pubDate>Mon, 17 Aug 2026 16:00:00 GMT</pubDate>
    <description>QuickBooks Desktop and QuickBooks Online accept completely different files for bank transactions, and neither says so when it refuses yours. A format-by-format table for both editions, plus two write-ups: whether you can upload a CSV to QuickBooks Online (yes, and the two column layouts it accepts), and the eight things that make a CSV upload fail — starting with the one that is not a fault in your file at all.</description>
  </item>

  <item>
    <title>Excel to QBO converter — reads .xlsx without saving as CSV first</title>
    <link>https://qbofile.com/convert/excel-to-qbo/</link>
    <guid>https://qbofile.com/convert/excel-to-qbo/</guid>
    <pubDate>Mon, 17 Aug 2026 12:00:00 GMT</pubDate>
    <description>Drop an Excel workbook of bank transactions and get a .qbo file QuickBooks Desktop imports. The workbook is unzipped and parsed in the browser itself — no spreadsheet library, no upload. Reads the cell number formats so Excel date cells come through as dates instead of five-digit serial numbers, and tells you which sheet it used when a workbook has several.</description>
  </item>

  <item>
    <title>CSV to IIF converter — for QuickBooks Desktop</title>
    <link>https://qbofile.com/convert/csv-to-iif/</link>
    <guid>https://qbofile.com/convert/csv-to-iif/</guid>
    <pubDate>Sat, 15 Aug 2026 12:00:00 GMT</pubDate>
    <description>Converts a bank CSV into the tab-delimited IIF format QuickBooks Desktop imports, writing balanced TRNS/SPL double-entry blocks. Includes the part most IIF guides leave out: IIF matches your account by name, and a name that doesn't match silently creates a new account rather than raising an error.</description>
  </item>

  <item>
    <title>CSV to OFX converter — for GnuCash, Xero, Sage and more</title>
    <link>https://qbofile.com/convert/csv-to-ofx/</link>
    <guid>https://qbofile.com/convert/csv-to-ofx/</guid>
    <pubDate>Fri, 14 Aug 2026 06:00:00 GMT</pubDate>
    <description>Turn any bank's CSV export into a standard OFX file that GnuCash, Xero, Sage, Banktivity and most other accounting programs import. Runs entirely in the browser with stable transaction IDs, so re-importing overlapping date ranges doesn't create duplicates.</description>
  </item>

  <item>
    <title>CSV to QFX converter — get bank CSVs into Quicken</title>
    <link>https://qbofile.com/convert/csv-to-qfx/</link>
    <guid>https://qbofile.com/convert/csv-to-qfx/</guid>
    <pubDate>Fri, 14 Aug 2026 05:00:00 GMT</pubDate>
    <description>When a bank drops Quicken support, the CSV download is usually all that's left. This converts it into a Web Connect (.qfx) file Quicken accepts — including an honest explanation of why Quicken may flash a "Wells Fargo" label during import.</description>
  </item>

  <item>
    <title>CSV to QIF converter — for Moneydance, GnuCash and legacy Quicken</title>
    <link>https://qbofile.com/convert/csv-to-qif/</link>
    <guid>https://qbofile.com/convert/csv-to-qif/</guid>
    <pubDate>Fri, 14 Aug 2026 04:00:00 GMT</pubDate>
    <description>Generates the classic 1980s QIF format that Moneydance, GnuCash, YNAB 4 and pre-2005 Quicken still import — with a clear warning that QIF has no transaction IDs, so duplicate protection is impossible by design.</description>
  </item>

  <item>
    <title>QBO to CSV converter — read what's inside a Web Connect file</title>
    <link>https://qbofile.com/convert/qbo-to-csv/</link>
    <guid>https://qbofile.com/convert/qbo-to-csv/</guid>
    <pubDate>Wed, 12 Aug 2026 08:00:00 GMT</pubDate>
    <description>Drop in a .qbo, .ofx or .qfx file and get back a spreadsheet. Useful when QuickBooks rejects a file and won't say why, or when the numbers need to go to software that only reads CSV.</description>
  </item>

  <item>
    <title>CSV to QBO converter — bank CSVs into QuickBooks</title>
    <link>https://qbofile.com/</link>
    <guid>https://qbofile.com/</guid>
    <pubDate>Tue, 11 Aug 2026 08:00:00 GMT</pubDate>
    <description>The original qbofile tool: converts any bank's CSV export into a QBO file QuickBooks actually accepts, entirely in the browser. Auto-detects column layouts, shows the first parsed transaction for verification, and keeps FITIDs stable across re-imports.</description>
  </item>

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